Dashboard MSME Data Training Data Testing Data Calculator
🏦 AI-Powered FinTech & MSME Research

MSME Credit Scoring
5C Analysis

Advanced credit risk assessment using Fuzzy Logic combined with Capacity, Character, Collateral, Capital & Condition β€” designed for university AI and fintech projects.

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Total MSMEs
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Approved
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Avg Score
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Approval Rate
0%
Approval

Summary Dashboard

Real-time overview of MSME credit scoring analysis & risk distribution

Risk Distribution

All Records

Avg 5C Scores

Train vs Test

Sector Distribution

By MSME Type

MSME Data

Complete dataset β€” 0 records

Training Data 70%

0 records for model training

# Business Name Sector Location Capacity Character Collateral Capital Condition Raw Score Fuzzy Adj Final Score Decision Risk Level

Testing Data 30%

0 records for model evaluation

# Business Name Sector Location Capacity Character Collateral Capital Condition Raw Score Fuzzy Adj Final Score Decision Risk Level

Credit Score Calculator

Manually assess MSME creditworthiness using the 5C scoring method

MSME Profile

5C Score Inputs
πŸ’ͺ
Capacity Ability to repay debt from business cash flow
70
40100
🀝
Character Credit history, integrity & willingness to repay
70
40100
🏠
Collateral Assets pledged as security for the loan
70
40100
πŸ’°
Capital Equity, savings & financial strength
70
40100
🌏
Condition Market environment & economic outlook
70
40100
🎯

Ready to Assess

Fill in the MSME profile and adjust the 5C scores, then click "Calculate Credit Score" to receive a full credit assessment.

Scoring Formula
Score = (CapΓ—0.30) + (CharΓ—0.25) + (ColΓ—0.15) + (CaptΓ—0.15) + (ConΓ—0.15)

πŸ“‹ Fuzzy Logic Rules Applied

+5
All 5C High (β‰₯70)

Excellent across all dimensions

+3
Capacity & Character High (β‰₯70)

Strong core creditworthiness

βˆ’7
Three or More Low (<55)

Significant multi-factor weakness

βˆ’5
Capacity & Character Low (<55)

Core repayment risk identified

Decision Thresholds

85–100: Approved β€” Very Low Risk 70–84: Approved β€” Low Risk 60–69: Considered β€” Medium Risk 50–59: Rejected β€” High Risk 40–49: Rejected β€” Very High Risk